Do you want to get a personal loan?
Understandably, this is not by far the most popular type of loan: it does not require collateral, is quick and easy to access, and has a favorable interest rate. However, the OTP version of a personal loan , when applied for online, takes this already successful product one step further!
The OTP version of the personal loan is almost identical to the one offered by other banks. Of course there are differences. The APR is 7.2-19.9%, the loan can be taken from 100.000-8.000.000 HUF and the maturity can be 13-84 months. If you keep a current account with a bank and receive at least $ 25,000 in credit each month, and have a net banking contract, you may want to apply for an OTP personal loan online, so you can start applying at home, on the go, or at work . You can do everything on the bank’s website, just a few clicks and you’ve already submitted your credit request. However, there is an amazing feature to this form of loan application: you can get money in your account in as little as 40 minutes! Take a look at our Partner offers and choose one.
Conditions to obtain credit
There are, of course, conditions that you must meet if you want to obtain credit. You must be 21 years of age or older, and you will need to present your ID card, which must be valid, as well as your permanent, registered Hungarian address, which must be verified with your address card. The minimum period of employment is 6 months, of which at least three are in the current workplace, with a minimum net income of HUF 75,000. Of course, you cannot be on the negative list of the KHR system. However, if you can fulfill these, there is nothing to prevent you from obtaining an OTP version of your personal loan ! For more information on OTP products, click here!
Interested in your interest?
No wonder, since the OTP personal loan offer has many advantages and favorable conditions, we advise you not to hesitate to compare with other banks and choose the one that suits you best! If you have any questions, please do not hesitate to contact us!